Paul wanted the Roman citizens who read his gospel message to know exactly where they stood with regard to their soul’s eternal destination. Paul addressed his letter “to all those in Rome who are loved by God and called to be saints” (Romans 1:7), and said that he longed to go to Rome so that “we may be mutually encouraged by each other’s faith, both yours and mine,” but then, Paul proceeded to talk about God’s wrath on unrighteousness (Romans 1:18-32) and God’s righteous judgment (Romans 2:1-11). Paul’s first mention of justification, which is God’s free gift of absolution from the consequences of sin, was in Romans 2:13 where he said, “For it is not the hearers of the law who are righteous before God, but the doers of the law who will be justified.” Paul went on to explain that no one is righteous, “All have turned aside; together they have become worthless; no one does good, not even one” (Romans 3:12). Paul then stated, “Now we know that whatever the law says it speaks to those who are under the law, so that every mouth may be stopped, and the whole world may be held accountable to God” (Romans 3:19). “The ‘law’ (v. 19), referring to the Old Testament, essentially silenced men, leaving them unable to defend themselves against the charge of sin. It was given to convince all men of their guilt before God (v. 20, cf. Galatians 3:22). Paul concluded that since all men are guilty, they cannot be ‘justified’ by their own personal character or conduct (v.20). Justification is a legal term signifying that the demands of justice have been satisfied, and there is no longer a basis for condemnation (Romans 8:1). The justified transgressor no longer stands guilty or deserving of punishment” (note on Romans 3:19, 20).

Paul’s argument that everyone needs salvation was followed by a detailed description of how God’s justification works. Paul said:

For there is no distinction: for all have sinned and fall short of the glory of God, and are justified by his grace as a gift, through the redemption that is in Christ Jesus, whom God put forward as a propitiation by his blood, to be received by faith. This was to show God’s righteousness, because in his divine forbearance he had passed over former sins. It was to show his righteousness at the present time, so that he might be just and the justifier of the one who has faith in Jesus. (Romans 3:22-26)

Paul indicated that justification is a gift that must be received by faith. It says in Hebrews 11:1 that “faith is the assurance of things hoped for, the conviction of things not seen.” The Greek word pistis (pisˊ-tis), which is translated faith in Romans 3:25 and Hebrews 11:1, refers to “reliance upon Christ for salvation…As a technical term indicative of the means of appropriating what God in Christ has for man, resulting in the transformation of man’s character and way of life. Such can be termed gospel faith or Christian faith (Romans 3:22 ff.)”  (G4102).

Paul indicated that the basis for humans to be justified by faith was God’s divine forbearance. Paul said God putting forward Jesus as a propitiation, or an atoning victim (G2435), was to show his righteousness, “because in his divine forbearance he had passed over former sins” (Romans 3:25). In the past, God had merely overlooked sin through the sacrifice of animals, but through Jesus’ atoning sacrifice, God was able to remit the penalty of sin, cancelling the debt of sin that each person owes him. A necessary component of this transaction is faith. The payment is only applied to those who believe that Jesus was crucified to pay the penalty for their sin and have received his atoning sacrifice on their behalf as a gift (Romans 4:4-5).

Paul concluded “that one is justified by faith apart from works of the law” (Romans 3:28). The works Paul was referring to were “the works of men in reference to right and wrong as judged by the moral law, the precepts of the gospel” (G2041). Paul separated a person’s actions from their beliefs so that his readers could see that justification was not at all related to what they did or didn’t do morally. Justification is about God’s righteousness being upheld and every human’s need for forgiveness. Jesus’ parable of the unforgiving servant pointed to God’s mercy and the impossibility of paying one’s own moral debt. Jesus said, “the kingdom of heaven may be compared to a king who wished to settle accounts with his servants. When he began to settle, one was brought to him who owed him ten thousand talents” (Matthew 18:23-24). “A talent was a monetary unit worth about twenty years wages for a laborer” (Matthew 18:24, footnote). Jesus said, “And out of pity for him, the master of that servant released him and forgave him the debt” (Matthew 18:27). The problem was that the servant went out and found one of his fellow servants “who owed him a hundred denarii, and seizing him, he began to choke him, saying, ‘Pay what you owe’” (Matthew 18:28). Because he refused to forgive his fellow servant’s debt, the master put the servant in jail until he paid all his debt (Matthew 18:34). The lack of transformation in the servant’s character and way of life was an indicator that although he had been justified, the unforgiving servant had not been justified by faith. Therefore, his master reinstated his debt, and he was delivered to the jailors or torturers, also known as, spiritual forces of evil in the heavenly places (Ephesians 6:12).

Jesus’ final statement in the parable of the unforgiving servant emphasized the importance of the heart in a believer’s acts of faith. Jesus told those who were listening, “And in anger the master delivered him to the jailors, until he should pay all his debt. So also my heavenly Father will do to every one of you, if you do not forgive your brother from your heart” (Matthew 18:34-35). What Jesus meant by from your heart was that you must do it willingly. You must want to forgive your brother. God’s willingness to forgive our sins should motivate us to want to do the same for others, but because of our sin nature, we are only able to forgive as an act of faith, by believing it’s the right thing for us to do because it’s what God did for us.